Loan Rates

Rates are accurate as of

Postal Family Credit Union is not responsible for typographical errors. Rates subject to change without notice. Call the Loan Department at 800-265-4527 to get a more specific rate based on term and type of loan.

1 MSRP = Manufacturer Suggested Retail Price
2 NADA = NADA Retail Value
3 based on member's credit score
4 Minus 1st Mortgage

Payment Saver - 5 Years or Newer

A new lease-like loan for NEW or USED, Cars or Trucks! Call 800-265-4527 for more details
Rates as low as Best Financing Limits
4.49% 100% MSRP, or 100% NADA, Tax & Title

New Vehicles

Cars - Trucks
Rates as low as Best Financing Limits
2.99% 100% MSRP, Tax & Title

Used Vehicles

Cars - Trucks
Rates as low as Best Financing Limits
2.99% 100% NADA, Tax & Title

New Motorcycle

Rates as low as Best Financing Limits
4.24% 100% MSRP, Tax & Title

Used Motorcycle

Rates as low as Best Financing Limits
4.49% 100% NADA, Tax & Title

New Recreational Vehicles

Rates as low as Best Financing Limits
4.24% 100% MSRP, Tax & Title

Used Recreational Vehicles

Rates as low as Best Financing Limits
4.49% 100% NADA, Tax & Title

New Boat

Rates as low as Best Financing Limits
4.24% 100% MSRP, Tax & Title

Used Boat

Rates as low as Best Financing Limits
4.49% 100% NADA, Tax & Title

First Mortgage

Up to 30 Years
Rates as low as Best Financing Limits
4.125% 90% of Appraised Value

Second Mortgage

Up to 15 Years
Rates as low as Best Financing Limits
5.125% 90% of Appraised Value

Personal - Signature Loans

Up to 3 Years
Rates as low as Best Financing Limits
8.90% 2x Monthly Income

Share Draft Line of Credit

Open-Ended Loan
16.00% Monthly Payment $36.00

Certificate Secured/Share Secured

Term of Certificate
CD Rate/Share Rate + 2.5%Savings Secured

Credit Cards

VISA GOLD9.90%

WebPal II